What can be done if the insurance company rejects the claim?
The grounds for rejection are examined against the policy terms; if found unjustified, an objection is first lodged with the insurer, and if unsuccessful, an application is made to the Insurance Arbitration Commission or the general courts.
This question fits the pattern:What Should I Do?
This answer is provided for general informational purposes and does not constitute legal advice. Consult a lawyer for an assessment specific to your situation.